Saturday, November 2, 2013

Health- Care what Mr. Obama did wrong.

The President failed on certain
points before implementing
the new health care law. 
Today I was writing down some 'key' points on what and how it went wrong for Obama on this healthcare initiative .  As feeling a bit sorry for Mr. Obama for trying , and easing our over expensive American Health care system , he may have aided the problem rather than  fixing it. Trust me , President Obama is in his second term, it's 2013 . We essentially have 3 more years of him if you don't count this year . ANYHOW what got me spinning on this . Way back when Mr. Obama was elected and it was the first year in office . The President "failed" to communicated with the American people  President Obama assumed too much as to what the people wanted out of 'healthcare reform' . During that time the air was abuzz with  a healthcare system that would be called 'single payer' .  WELL the single payer system should resemble mostly Canada model . HEAR this most Americans were dreaming for free state provided healthcare , but ALAS . Not so , they were duped . SECONDLY , President Obama did not before Passing the Affordability Health Care Law  ever engage in any table talk conferences with the Republicans on a bi-partisan level to draft any legislation with them . He pushed it through Congress via Nancy Pelosi . There seems that there should have been TIME to study the new law as drafted , before any implementation. People had the chance to read this bill, all 2200 pages AND people thought and have accused they the TEA party for crying wolf and ignorant. Even though you may have employer insurance, you involved with ACA without your knowledge. This has become a pleading of the majority in the senate and the minority in house, wanting to get on the now that the flood is coming.Perhaps this has one redeeming value...people will now become more involved with want government is doing and finally make demands that our government becomes a do as I say and not what you want to do. ( some accuse President Obama of 'borrowing' Mitt Rommey's own idea on state mandate healthcare ) Either case. I fear the "federal' healthcare will back fire , and may have to go back to the table with some major revisions . I also Believe that the State Exchanges will  be MORE successful in covering people over the Federal version .  Besides the "sticker shock" that many will see with ***Obama-care, Americans who sign up for Obama-care will be getting a big surprise if they expect to access premium health care that may have been previously covered under their personal policies. Most of the top hospitals will accept insurance from just one or two companies operating under Obama-care. There’s a catch, though. The US Supreme Court ruled that states don’t have to expand Medicaid under Obama-care if they don’t want to. Right now, 29 states are moving toward expansion, according to the consulting firm The Advisory Board. You’ll need to check to see if your state is among them. Now we come to Americans who buy their health insurance themselves on the open market. This is about 5 percent of the population, or 15 million people. Typically, these people work for small firms that don’t offer insurance, or they work for themselves, or they don’t work but don’t qualify for Medicare or Medicaid. Another issue is that the STATE exchanges are going to cost a 1 billion dollars to each tax payer, and there lots more problems reported . Under the Affordable Care Act, subsidies are only available for state exchanges. But through regulation the Internal Revenue Service has extended subsidies to federal exchanges too. The implications are immense. Family plans will cost $20,000 a year in 2016, according to the IRS. If Americans on the federally run exchanges do not qualify for health-insurance subsidies, few will sign up. Plans will be simply unaffordable. Obamacare will collapse not because of Congress, but due to flaws in the structure of the law.
It's a long ways off , we just have to buckle up and take a back seat till 2016.


*** Regarding the "name" of the Affordable Health- Care Act .  Dubbed  " Obama-Care", I think it's dis-graceful to use the Presidents name as a label to the new legislation . I don't know why , but its nausea for me . It's like calling Social Security the  Franklin D Roosevelt  retirement plan.....

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